$0 Copayment for Supplies and Some Meds
This is Diabetes Month. It is also the beginning of open enrollment for Medicare Supplements and other Medicare related choices, starting November 15th.
This year, as in the past couple of years, there will be changes to premiums, changes regarding coverage and other changes that we aren’t even aware of yet. One company who has come up with a positive change is Humana.
Humana has determined that preventative measures save money for everyone and reduce health problems for individuals. As a result, Humana is offering changes in their Medicare Advantage and their prescription drug coverage.
The company’s 2009 Medicare plans are designed to encourage members to take advantage of preventive health care services, better manage chronic conditions, and use programs that help members save money on prescription drugs.
To help make the plans effective most of the participants with medical or medical and prescription coverage will not have to pay for: routine physicals, prostate screenings, mammograms, bone mass measurement, pap/pelvic exams, colonoscopy or flu vaccine. Many mail order Tier 1 medications will also carry a $0 copayment. In addition, test strips, lancets and glucometers will not cost participants any payment. Humana feels that prevention and control will help individuals stay healthier and will also save everyone money. The millions of dollars spent on treatment as individuals’ symptoms worsen can be avoided by prevention, early treatment, lifestyle and diet changes, and other methods of controlling diseases such as diabetes.
Humana plans will also feature discounts on over the counter medication as well as vision and dental care.
It is important to research the plans that will be available for 2009 while you have time during open enrollment. Though Humana is offering excellent benefits, compare them to other plans and make sure that the premiums will fit your budget.
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